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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,713 | $65,566-37.9% | $86,235-52.8% | $75,177-45.8% |
| Participation rate | 68.6% | 60.5%+8.1pp | 69.0%-0.4pp | 67.2%+1.4pp |
| Annual return | 18.74% | 46.07%-27.3pp | 1170.03%-1151.3pp | 160.75%-142.0pp |
| Employer contribution / active EE | $1,831 | $1,553+17.9% | $2,381-23.1% | $2,671-31.4% |
| Participant deferral / active EE | $3,274 | $3,023+8.3% | $3,987-17.9% | $4,126-20.6% |
| Admin fee / account holder | $3,994 | $5,470-27.0% | $6,856-41.7% | $5,651-29.3% |