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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,797 | $113,338+22.5% | $94,993+46.1% | $147,586-6.0% |
| Participation rate | 62.5% | 78.0%-15.5pp | 73.9%-11.4pp | 82.8%-20.3pp |
| Annual return | 17.07% | 20.80%-3.7pp | 27.14%-10.1pp | 578.59%-561.5pp |
| Employer contribution / active EE | $1,933 | $3,160-38.8% | $2,603-25.7% | $4,876-60.4% |
| Participant deferral / active EE | $7,265 | $3,777+92.3% | $3,317+119.0% | $5,439+33.6% |
| Admin fee / account holder | $818 | $6,063-86.5% | $4,960-83.5% | $10,886-92.5% |