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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,283 | $157,304+167.8% | $141,197+198.4% | $152,909+175.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 17.71% | 64.34%-46.6pp | 71.41%-53.7pp | 345.46%-327.8pp |
| Employer contribution / active EE | $4,239 | $5,263-19.5% | $4,736-10.5% | $4,764-11.0% |
| Participant deferral / active EE | $14,004 | $7,111+96.9% | $6,710+108.7% | $5,851+139.3% |
| Admin fee / account holder | $4,789 | $12,126-60.5% | $10,265-53.3% | $11,601-58.7% |