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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,078 | $96,388-83.3% | $80,627-80.1% | $139,466-88.5% |
| Participation rate | 50.0% | 73.6%-23.6pp | 67.0%-17.0pp | 80.3%-30.3pp |
| Annual return | 32.23% | 1352.08%-1319.9pp | 936.76%-904.5pp | 373.66%-341.4pp |
| Employer contribution / active EE | $1,141 | $3,260-65.0% | $2,723-58.1% | $4,754-76.0% |
| Participant deferral / active EE | $4,732 | $5,224-9.4% | $4,443+6.5% | $6,712-29.5% |
| Admin fee / account holder | $15 | $6,603-99.8% | $5,381-99.7% | $11,409-99.9% |