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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,334 | $78,707-53.8% | $117,861-69.2% | $70,126-48.2% |
| Participation rate | 69.0% | 73.2%-4.2pp | 79.7%-10.7pp | 69.5%-0.6pp |
| Annual return | 13.30% | 23.30%-10.0pp | 335.11%-321.8pp | 73.15%-59.8pp |
| Employer contribution / active EE | $510 | $2,223-77.1% | $3,786-86.5% | $2,343-78.2% |
| Participant deferral / active EE | $2,057 | $3,297-37.6% | $4,482-54.1% | $3,332-38.3% |
| Admin fee / account holder | $2,777 | $5,066-45.2% | $8,021-65.4% | $4,645-40.2% |