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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,184 | $108,695-69.5% | $74,722-55.6% | $152,897-78.3% |
| Participation rate | 69.2% | 65.4%+3.9pp | 54.5%+14.8pp | 82.5%-13.2pp |
| Annual return | 23.50% | 114.11%-90.6pp | 753.11%-729.6pp | 345.43%-321.9pp |
| Employer contribution / active EE | $1,251 | $1,504-16.9% | $1,084+15.3% | $4,764-73.7% |
| Participant deferral / active EE | $2,624 | $2,712-3.2% | $1,963+33.7% | $5,851-55.1% |
| Admin fee / account holder | $1,885 | $4,906-61.6% | $3,335-43.5% | $11,599-83.8% |