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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,590 | $138,102-81.5% | $125,381-79.6% | $134,532-81.0% |
| Participation rate | 86.7% | 84.5%+2.2pp | 82.4%+4.3pp | 81.2%+5.4pp |
| Annual return | -18.02% | 750.73%-768.7pp | 572.31%-590.3pp | 418.27%-436.3pp |
| Employer contribution / active EE | $1,717 | $5,245-67.3% | $4,815-64.3% | $4,741-63.8% |
| Participant deferral / active EE | $5,239 | $7,801-32.8% | $7,448-29.7% | $6,401-18.1% |
| Admin fee / account holder | $376 | $11,568-96.8% | $10,007-96.2% | $11,429-96.7% |