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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,201 | $185,883-66.5% | $170,043-63.4% | $139,466-55.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 12.21% | 60.54%-48.3pp | 53.40%-41.2pp | 373.66%-361.5pp |
| Employer contribution / active EE | $4,664 | $7,596-38.6% | $6,790-31.3% | $4,754-1.9% |
| Participant deferral / active EE | $13,526 | $11,626+16.3% | $10,410+29.9% | $6,712+101.5% |
| Admin fee / account holder | $1,691 | $15,393-89.0% | $12,824-86.8% | $11,409-85.2% |