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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $244,640 | $148,629+64.6% | $135,982+79.9% | $139,487+75.4% |
| Participation rate | 44.4% | 83.9%-39.4pp | 81.9%-37.5pp | 80.3%-35.9pp |
| Annual return | 31.72% | 79.33%-47.6pp | 68.32%-36.6pp | 373.84%-342.1pp |
| Employer contribution / active EE | $2,271 | $5,247-56.7% | $4,859-53.3% | $4,755-52.2% |
| Participant deferral / active EE | $5,534 | $8,102-31.7% | $7,760-28.7% | $6,713-17.6% |
| Admin fee / account holder | $0 | $12,406-100.0% | $10,767-100.0% | $11,407-100.0% |