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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,114 | $162,529-59.9% | $130,788-50.2% | $154,746-57.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 16.92% | 510.48%-493.6pp | 386.44%-369.5pp | 172.34%-155.4pp |
| Employer contribution / active EE | $1,594 | $4,447-64.2% | $3,558-55.2% | $4,379-63.6% |
| Participant deferral / active EE | $7,930 | $4,808+64.9% | $4,137+91.7% | $6,730+17.8% |
| Admin fee / account holder | $1,567 | $7,669-79.6% | $6,673-76.5% | $14,365-89.1% |