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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,078 | $92,743-82.7% | $82,744-80.6% | $134,532-88.0% |
| Participation rate | 87.5% | 75.2%+12.3pp | 72.6%+14.9pp | 81.2%+6.3pp |
| Annual return | -22.49% | 946.63%-969.1pp | 702.22%-724.7pp | 418.27%-440.8pp |
| Employer contribution / active EE | $2,034 | $3,273-37.9% | $3,008-32.4% | $4,741-57.1% |
| Participant deferral / active EE | $5,219 | $4,802+8.7% | $4,395+18.8% | $6,401-18.5% |
| Admin fee / account holder | $374 | $5,977-93.7% | $5,325-93.0% | $11,429-96.7% |