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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,368 | $100,911-71.9% | $90,440-68.6% | $158,966-82.2% |
| Participation rate | 69.2% | 75.0%-5.8pp | 72.7%-3.5pp | 82.0%-12.7pp |
| Annual return | 34.12% | 1726.62%-1692.5pp | 1294.38%-1260.3pp | 302.95%-268.8pp |
| Employer contribution / active EE | $1,288 | $3,690-65.1% | $3,263-60.5% | $4,762-73.0% |
| Participant deferral / active EE | $3,134 | $4,348-27.9% | $3,964-20.9% | $5,983-47.6% |
| Admin fee / account holder | $132 | $6,507-98.0% | $5,615-97.7% | $11,250-98.8% |