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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,455 | $93,598-62.1% | $135,974-73.9% | $75,173-52.8% |
| Participation rate | 55.3% | 75.2%-19.9pp | 81.9%-26.7pp | 67.2%-11.9pp |
| Annual return | 22.88% | 30.89%-8.0pp | 68.30%-45.4pp | 160.72%-137.8pp |
| Employer contribution / active EE | $1,323 | $3,538-62.6% | $4,859-72.8% | $2,671-50.5% |
| Participant deferral / active EE | $4,265 | $6,405-33.4% | $7,760-45.0% | $4,126+3.4% |
| Admin fee / account holder | $160 | $6,978-97.7% | $10,767-98.5% | $5,651-97.2% |