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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,609 | $67,823-87.3% | $52,425-83.6% | $137,256-93.7% |
| Participation rate | 62.5% | 63.9%-1.4pp | 55.6%+6.9pp | 80.0%-17.5pp |
| Annual return | 24.99% | 219.11%-194.1pp | 302.12%-277.1pp | 220.34%-195.3pp |
| Employer contribution / active EE | $952 | $1,163-18.2% | $914+4.1% | $4,156-77.1% |
| Participant deferral / active EE | $2,633 | $2,288+15.1% | $1,790+47.1% | $6,407-58.9% |
| Admin fee / account holder | $7,135 | $2,844+150.9% | $2,495+186.0% | $12,270-41.8% |