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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,609 | $94,439-90.9% | $73,658-88.3% | $154,746-94.4% |
| Participation rate | 62.5% | 64.7%-2.2pp | 57.0%+5.5pp | 80.7%-18.2pp |
| Annual return | 24.99% | 28.25%-3.3pp | 29.72%-4.7pp | 172.34%-147.3pp |
| Employer contribution / active EE | $952 | $1,257-24.3% | $1,032-7.8% | $4,379-78.3% |
| Participant deferral / active EE | $2,633 | $2,527+4.2% | $2,062+27.7% | $6,730-60.9% |
| Admin fee / account holder | $7,135 | $3,843+85.7% | $3,357+112.6% | $14,365-50.3% |