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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,958 | $165,381+34.8% | $149,730+48.9% | $158,966+40.3% |
| Participation rate | 95.0% | 84.6%+10.4pp | 82.5%+12.5pp | 82.0%+13.0pp |
| Annual return | 18.72% | 348.29%-329.6pp | 276.70%-258.0pp | 302.95%-284.2pp |
| Employer contribution / active EE | $12,813 | $5,104+151.0% | $4,645+175.8% | $4,762+169.0% |
| Participant deferral / active EE | $11,439 | $7,182+59.3% | $6,843+67.2% | $5,983+91.2% |
| Admin fee / account holder | $3,102 | $10,809-71.3% | $9,310-66.7% | $11,250-72.4% |