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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,131 | $160,070+101.9% | $147,117+119.6% | $145,897+121.5% |
| Participation rate | 91.7% | 84.0%+7.6pp | 82.2%+9.5pp | 80.3%+11.4pp |
| Annual return | 16.00% | 98.69%-82.7pp | 420.54%-404.5pp | 552.29%-536.3pp |
| Employer contribution / active EE | $11,838 | $5,285+124.0% | $4,932+140.0% | $4,663+153.9% |
| Participant deferral / active EE | $11,449 | $8,419+36.0% | $8,065+42.0% | $6,689+71.2% |
| Admin fee / account holder | $1,466 | $15,035-90.2% | $12,993-88.7% | $13,390-89.0% |