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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,530 | $60,119+2.3% | $90,430-32.0% | $79,858-23.0% |
| Participation rate | 43.8% | 65.0%-21.2pp | 72.7%-28.9pp | 69.6%-25.9pp |
| Annual return | 24.32% | 71.94%-47.6pp | 1293.73%-1269.4pp | 31.72%-7.4pp |
| Employer contribution / active EE | $382 | $2,068-81.5% | $3,262-88.3% | $2,471-84.5% |
| Participant deferral / active EE | $1,495 | $2,938-49.1% | $3,963-62.3% | $3,740-60.0% |
| Admin fee / account holder | $245 | $3,976-93.8% | $5,613-95.6% | $5,306-95.4% |