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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,119 | $65,704-48.1% | $94,229-63.8% | $59,633-42.8% |
| Participation rate | 89.2% | 72.1%+17.1pp | 78.8%+10.5pp | 68.7%+20.6pp |
| Annual return | -25.10% | 5.22%-30.3pp | 10.68%-35.8pp | 2041.45%-2066.5pp |
| Employer contribution / active EE | $1,538 | $2,021-23.9% | $3,587-57.1% | $2,203-30.2% |
| Participant deferral / active EE | $3,592 | $3,143+14.3% | $4,320-16.9% | $3,192+12.5% |
| Admin fee / account holder | $2,710 | $4,265-36.4% | $6,269-56.8% | $4,297-36.9% |