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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,607 | $98,776-71.0% | $149,745-80.9% | $79,856-64.2% |
| Participation rate | 84.7% | 75.8%+9.0pp | 82.5%+2.3pp | 69.6%+15.1pp |
| Annual return | 27.55% | 27.38%+0.2pp | 276.72%-249.2pp | 31.71%-4.2pp |
| Employer contribution / active EE | $1,872 | $3,217-41.8% | $4,646-59.7% | $2,471-24.2% |
| Participant deferral / active EE | $3,285 | $5,681-42.2% | $6,843-52.0% | $3,741-12.2% |
| Admin fee / account holder | $731 | $6,053-87.9% | $9,312-92.2% | $5,306-86.2% |