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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,877 | $162,136-71.7% | $152,301-69.9% | $154,746-70.4% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 68.26% | 91.02%-22.8pp | 80.50%-12.2pp | 172.34%-104.1pp |
| Employer contribution / active EE | $4,090 | $4,890-16.4% | $4,624-11.6% | $4,379-6.6% |
| Participant deferral / active EE | $8,280 | $8,341-0.7% | $8,004+3.5% | $6,730+23.0% |
| Admin fee / account holder | $358 | $15,759-97.7% | $14,398-97.5% | $14,365-97.5% |