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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,533 | $148,629-68.0% | $135,982-65.0% | $139,487-65.9% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 29.82% | 79.33%-49.5pp | 68.32%-38.5pp | 373.84%-344.0pp |
| Employer contribution / active EE | $3,104 | $5,247-40.8% | $4,859-36.1% | $4,755-34.7% |
| Participant deferral / active EE | $7,957 | $8,102-1.8% | $7,760+2.5% | $6,713+18.5% |
| Admin fee / account holder | $185 | $12,406-98.5% | $10,767-98.3% | $11,407-98.4% |