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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,841 | $152,619-92.9% | $125,195-91.3% | $152,909-92.9% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 0.00% | 54.85%-54.8pp | 43.79%-43.8pp | 345.46%-345.5pp |
| Employer contribution / active EE | $3,682 | $4,947-25.6% | $3,866-4.8% | $4,764-22.7% |
| Participant deferral / active EE | $7,280 | $5,869+24.0% | $4,937+47.4% | $5,851+24.4% |
| Admin fee / account holder | $691 | $13,437-94.9% | $9,704-92.9% | $11,601-94.0% |