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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,143 | $65,555-17.4% | $86,216-37.2% | $75,173-28.0% |
| Participation rate | 36.4% | 60.5%-24.1pp | 69.0%-32.6pp | 67.2%-30.8pp |
| Annual return | 20.62% | 46.07%-25.4pp | 1169.42%-1148.8pp | 160.72%-140.1pp |
| Employer contribution / active EE | $2,243 | $1,553+44.4% | $2,382-5.8% | $2,671-16.0% |
| Participant deferral / active EE | $4,887 | $3,023+61.6% | $3,986+22.6% | $4,126+18.4% |
| Admin fee / account holder | $208 | $5,469-96.2% | $6,853-97.0% | $5,651-96.3% |