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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,459 | $99,032-73.3% | $80,022-66.9% | $135,379-80.5% |
| Participation rate | 93.3% | 78.4%+15.0pp | 75.8%+17.5pp | 82.6%+10.7pp |
| Annual return | -20.87% | 15.39%-36.3pp | 11.22%-32.1pp | 519.79%-540.7pp |
| Employer contribution / active EE | $1,730 | $3,043-43.1% | $2,468-29.9% | $4,779-63.8% |
| Participant deferral / active EE | $5,036 | $4,282+17.6% | $3,686+36.6% | $5,609-10.2% |
| Admin fee / account holder | $1,318 | $10,436-87.4% | $6,521-79.8% | $10,828-87.8% |