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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,755 | $172,111-1.4% | $150,298+12.9% | $137,256+23.7% |
| Participation rate | 50.0% | 81.7%-31.7pp | 77.8%-27.8pp | 80.0%-30.0pp |
| Annual return | 20.16% | 69.37%-49.2pp | 62.79%-42.6pp | 220.34%-200.2pp |
| Employer contribution / active EE | $1,679 | $4,636-63.8% | $4,154-59.6% | $4,156-59.6% |
| Participant deferral / active EE | $4,400 | $6,166-28.6% | $5,453-19.3% | $6,407-31.3% |
| Admin fee / account holder | $1,697 | $16,471-89.7% | $14,116-88.0% | $12,270-86.2% |