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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,029 | $192,829-66.3% | $142,516-54.4% | $139,466-53.4% |
| Participation rate | 92.3% | 81.4%+10.9pp | 76.8%+15.5pp | 80.3%+12.0pp |
| Annual return | 34.63% | 17.99%+16.6pp | 19.99%+14.6pp | 373.66%-339.0pp |
| Employer contribution / active EE | $3,649 | $5,808-37.2% | $4,849-24.8% | $4,754-23.3% |
| Participant deferral / active EE | $9,990 | $7,200+38.8% | $6,280+59.1% | $6,712+48.8% |
| Admin fee / account holder | $6,545 | $15,120-56.7% | $10,008-34.6% | $11,409-42.6% |