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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,877 | $167,353-88.1% | $143,797-86.2% | $134,545-85.2% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -16.75% | 0.48%-17.2pp | -0.04%-16.7pp | 418.37%-435.1pp |
| Employer contribution / active EE | $1,989 | $5,620-64.6% | $4,952-59.8% | $4,742-58.0% |
| Participant deferral / active EE | $6,263 | $6,447-2.9% | $5,638+11.1% | $6,401-2.2% |
| Admin fee / account holder | $8,014 | $18,096-55.7% | $14,679-45.4% | $11,431-29.9% |