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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,232 | $108,701-92.4% | $74,723-89.0% | $152,909-94.6% |
| Participation rate | 100.0% | 65.4%+34.6pp | 54.5%+45.5pp | 82.5%+17.5pp |
| Annual return | 38.29% | 114.12%-75.8pp | 753.18%-714.9pp | 345.46%-307.2pp |
| Employer contribution / active EE | $586 | $1,504-61.0% | $1,084-46.0% | $4,764-87.7% |
| Participant deferral / active EE | $3,675 | $2,709+35.7% | $1,962+87.4% | $5,851-37.2% |
| Admin fee / account holder | $505 | $4,906-89.7% | $3,335-84.9% | $11,601-95.6% |