Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,288 | $106,008-15.8% | $92,240-3.2% | $147,586-39.5% |
| Participation rate | 44.4% | 80.4%-36.0pp | 76.5%-32.0pp | 82.8%-38.4pp |
| Annual return | -57.74% | 50.05%-107.8pp | 176.29%-234.0pp | 578.59%-636.3pp |
| Employer contribution / active EE | $1,026 | $4,333-76.3% | $3,680-72.1% | $4,876-79.0% |
| Participant deferral / active EE | $1,501 | $4,478-66.5% | $3,897-61.5% | $5,439-72.4% |
| Admin fee / account holder | $601 | $6,333-90.5% | $5,194-88.4% | $10,886-94.5% |