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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,691 | $100,805-67.6% | $86,698-62.3% | $134,532-75.7% |
| Participation rate | 42.9% | 79.0%-36.1pp | 76.6%-33.7pp | 81.2%-38.4pp |
| Annual return | -21.70% | 29.09%-50.8pp | 35.95%-57.6pp | 418.27%-440.0pp |
| Employer contribution / active EE | $1,175 | $3,490-66.3% | $2,837-58.6% | $4,741-75.2% |
| Participant deferral / active EE | $8,629 | $5,339+61.6% | $4,656+85.3% | $6,401+34.8% |
| Admin fee / account holder | $130 | $10,925-98.8% | $7,493-98.3% | $11,429-98.9% |