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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,665 | $94,031-79.1% | $115,768-83.0% | $82,448-76.1% |
| Participation rate | 96.4% | 70.4%+26.0pp | 74.4%+22.0pp | 68.1%+28.4pp |
| Annual return | 14.13% | 20.61%-6.5pp | 100.46%-86.3pp | 41.64%-27.5pp |
| Employer contribution / active EE | $3,847 | $2,323+65.6% | $2,940+30.9% | $2,551+50.8% |
| Participant deferral / active EE | $2,174 | $3,972-45.3% | $4,917-55.8% | $4,139-47.5% |
| Admin fee / account holder | $3,955 | $10,249-61.4% | $12,439-68.2% | $7,234-45.3% |