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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,485 | $176,105-78.1% | $159,474-75.9% | $167,536-77.0% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 26.24% | 331.91%-305.7pp | 263.68%-237.4pp | 478.82%-452.6pp |
| Employer contribution / active EE | $1,516 | $5,299-71.4% | $4,831-68.6% | $4,839-68.7% |
| Participant deferral / active EE | $7,469 | $7,751-3.6% | $7,353+1.6% | $6,342+17.8% |
| Admin fee / account holder | $338 | $12,559-97.3% | $10,802-96.9% | $12,315-97.3% |