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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,411 | $212,386-63.6% | $199,883-61.3% | $138,895-44.3% |
| Participation rate | 90.5% | 87.4%+3.1pp | 86.8%+3.7pp | 79.9%+10.6pp |
| Annual return | 13.95% | 47.75%-33.8pp | 43.81%-29.9pp | 145.39%-131.4pp |
| Employer contribution / active EE | $4,661 | $6,625-29.6% | $6,261-25.6% | $4,194+11.1% |
| Participant deferral / active EE | $12,666 | $9,617+31.7% | $9,138+38.6% | $6,396+98.0% |
| Admin fee / account holder | $13,744 | $18,233-24.6% | $17,268-20.4% | $12,562+9.4% |