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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,411 | $209,336-63.0% | $197,124-60.7% | $137,256-43.6% |
| Participation rate | 90.5% | 87.3%+3.2pp | 86.7%+3.8pp | 80.0%+10.5pp |
| Annual return | 13.95% | 48.09%-34.1pp | 44.34%-30.4pp | 220.34%-206.4pp |
| Employer contribution / active EE | $4,661 | $6,591-29.3% | $6,227-25.2% | $4,156+12.1% |
| Participant deferral / active EE | $12,666 | $9,614+31.7% | $9,135+38.7% | $6,407+97.7% |
| Admin fee / account holder | $13,744 | $17,308-20.6% | $16,298-15.7% | $12,270+12.0% |