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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,786 | $95,917-59.6% | $79,583-51.3% | $134,545-71.2% |
| Participation rate | 20.0% | 75.0%-55.0pp | 69.5%-49.5pp | 81.2%-61.2pp |
| Annual return | -19.14% | -2.70%-16.4pp | 0.16%-19.3pp | 418.37%-437.5pp |
| Employer contribution / active EE | $822 | $3,129-73.7% | $2,414-65.9% | $4,742-82.7% |
| Participant deferral / active EE | $2,250 | $4,694-52.1% | $3,986-43.6% | $6,401-64.9% |
| Admin fee / account holder | $355 | $9,132-96.1% | $6,835-94.8% | $11,431-96.9% |