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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,543 | $96,558-31.1% | $80,977-17.8% | $273,972-75.7% |
| Participation rate | 62.5% | 79.1%-16.6pp | 75.8%-13.3pp | 83.0%-20.5pp |
| Annual return | 6.43% | 15.14%-8.7pp | 17.11%-10.7pp | 41.46%-35.0pp |
| Employer contribution / active EE | $861 | $4,869-82.3% | $3,715-76.8% | $4,869-82.3% |
| Participant deferral / active EE | $1,856 | $6,598-71.9% | $5,696-67.4% | $5,287-64.9% |
| Admin fee / account holder | $4,723 | $7,493-37.0% | $5,517-14.4% | $10,133-53.4% |