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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,022 | $197,625-72.2% | $177,840-69.1% | $158,966-65.4% |
| Participation rate | 84.6% | 88.5%-3.9pp | 87.7%-3.1pp | 82.0%+2.7pp |
| Annual return | 138.79% | 58.76%+80.0pp | 48.32%+90.5pp | 302.95%-164.2pp |
| Employer contribution / active EE | $0 | $6,698-100.0% | $5,919-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $8,567 | $8,405+1.9% | $7,714+11.1% | $5,983+43.2% |
| Admin fee / account holder | $556 | $15,405-96.4% | $12,431-95.5% | $11,250-95.1% |