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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,143 | $201,372-67.7% | $184,260-64.6% | $145,884-55.3% |
| Participation rate | 83.3% | 87.5%-4.2pp | 86.8%-3.5pp | 80.3%+3.0pp |
| Annual return | 13.39% | 29.04%-15.6pp | 28.84%-15.4pp | 551.85%-538.5pp |
| Employer contribution / active EE | $0 | $7,024-100.0% | $6,427-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $9,327 | $9,808-4.9% | $9,133+2.1% | $6,690+39.4% |
| Admin fee / account holder | $1,147 | $16,362-93.0% | $13,898-91.7% | $13,392-91.4% |