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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,097 | $93,117-80.6% | $77,096-76.5% | $134,532-86.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -31.69% | 62.67%-94.4pp | 42.35%-74.0pp | 418.27%-450.0pp |
| Employer contribution / active EE | $7,166 | $3,420+109.5% | $2,814+154.6% | $4,741+51.1% |
| Participant deferral / active EE | $11,055 | $5,241+110.9% | $4,429+149.6% | $6,401+72.7% |
| Admin fee / account holder | $468 | $6,948-93.3% | $5,428-91.4% | $11,429-95.9% |