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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,657 | $197,637+36.4% | $177,848+51.6% | $158,982+69.6% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 3.49% | 58.77%-55.3pp | 48.33%-44.8pp | 302.99%-299.5pp |
| Employer contribution / active EE | $6,693 | $6,698-0.1% | $5,919+13.1% | $4,763+40.5% |
| Participant deferral / active EE | $17,310 | $8,405+106.0% | $7,714+124.4% | $5,983+189.3% |
| Admin fee / account holder | $223,787 | $15,406+1352.6% | $12,431+1700.2% | $11,252+1888.9% |