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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,551 | $87,060+21.2% | $105,5910% | $80,911+30.5% |
| Participation rate | 66.7% | 70.4%-3.8pp | 75.3%-8.6pp | 67.6%-1.0pp |
| Annual return | 15.37% | 17.05%-1.7pp | 116.43%-101.1pp | 35.63%-20.3pp |
| Employer contribution / active EE | $1,369 | $2,396-42.9% | $3,166-56.8% | $2,756-50.3% |
| Participant deferral / active EE | $3,239 | $3,986-18.7% | $5,008-35.3% | $4,297-24.6% |
| Admin fee / account holder | $3,558 | $8,442-57.9% | $11,024-67.7% | $6,935-48.7% |