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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,278 | $57,140-62.8% | $85,240-75.0% | $80,959-73.7% |
| Participation rate | 87.5% | 56.4%+31.1pp | 67.5%+20.0pp | 67.7%+19.8pp |
| Annual return | 4.83% | 21.71%-16.9pp | 66.75%-61.9pp | 35.67%-30.8pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,735-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,517 | $3,115+12.9% | $4,527-22.3% | $4,300-18.2% |
| Admin fee / account holder | $4,624 | $4,992-7.4% | $6,165-25.0% | $6,925-33.2% |