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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,120 | $81,643-59.4% | $70,462-53.0% | $158,950-79.2% |
| Participation rate | 66.7% | 77.7%-11.1pp | 75.1%-8.4pp | 82.0%-15.3pp |
| Annual return | 25.31% | 208.51%-183.2pp | 109.08%-83.8pp | 302.91%-277.6pp |
| Employer contribution / active EE | $4,073 | $3,218+26.6% | $2,737+48.8% | $4,762-14.5% |
| Participant deferral / active EE | $5,933 | $4,555+30.3% | $3,710+59.9% | $5,983-0.8% |
| Admin fee / account holder | $19 | $6,194-99.7% | $3,845-99.5% | $11,248-99.8% |