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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,239 | $72,446-61.0% | $67,561-58.2% | $145,877-80.6% |
| Participation rate | 88.9% | 76.9%+12.0pp | 72.9%+16.0pp | 80.3%+8.6pp |
| Annual return | 15.11% | 7211.98%-7196.9pp | 3525.44%-3510.3pp | 551.28%-536.2pp |
| Employer contribution / active EE | $3,939 | $3,072+28.2% | $2,735+44.0% | $4,663-15.5% |
| Participant deferral / active EE | $7,208 | $4,785+50.7% | $4,003+80.1% | $6,691+7.7% |
| Admin fee / account holder | $14,030 | $5,541+153.2% | $4,006+250.3% | $13,402+4.7% |