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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,198 | $68,097-68.9% | $62,929-66.3% | $137,256-84.6% |
| Participation rate | 88.9% | 77.4%+11.4pp | 73.1%+15.8pp | 80.0%+8.9pp |
| Annual return | 14.27% | 1859.11%-1844.8pp | 1063.93%-1049.7pp | 220.34%-206.1pp |
| Employer contribution / active EE | $2,410 | $2,811-14.3% | $2,505-3.8% | $4,156-42.0% |
| Participant deferral / active EE | $3,003 | $4,553-34.0% | $3,888-22.8% | $6,407-53.1% |
| Admin fee / account holder | $10,555 | $6,521+61.8% | $5,065+108.4% | $12,270-14.0% |