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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,184 | $211,239-11.9% | $178,528+4.3% | $145,877+27.6% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 9.52% | 30.22%-20.7pp | 27.11%-17.6pp | 551.28%-541.8pp |
| Employer contribution / active EE | $2,528 | $4,570-44.7% | $3,950-36.0% | $4,663-45.8% |
| Participant deferral / active EE | $11,196 | $6,963+60.8% | $6,278+78.3% | $6,691+67.3% |
| Admin fee / account holder | $491 | $12,095-95.9% | $10,419-95.3% | $13,402-96.3% |