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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,771 | $217,432-50.4% | $185,849-42.0% | $167,536-35.7% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 17.77% | 148.42%-130.6pp | 122.10%-104.3pp | 478.82%-461.0pp |
| Employer contribution / active EE | $10,386 | $5,875+76.8% | $5,169+101.0% | $4,839+114.6% |
| Participant deferral / active EE | $5,745 | $6,357-9.6% | $5,569+3.2% | $6,342-9.4% |
| Admin fee / account holder | $1,539 | $19,818-92.2% | $16,244-90.5% | $12,315-87.5% |