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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,911 | $93,617-70.2% | $135,982-79.5% | $75,177-62.9% |
| Participation rate | 53.7% | 75.2%-21.5pp | 81.9%-28.2pp | 67.2%-13.5pp |
| Annual return | 66.69% | 30.89%+35.8pp | 68.32%-1.6pp | 160.75%-94.1pp |
| Employer contribution / active EE | $1,049 | $3,538-70.3% | $4,859-78.4% | $2,671-60.7% |
| Participant deferral / active EE | $3,426 | $6,406-46.5% | $7,760-55.9% | $4,126-17.0% |
| Admin fee / account holder | $1,476 | $6,980-78.8% | $10,767-86.3% | $5,651-73.9% |