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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,510 | $110,278-70.5% | $95,740-66.0% | $139,466-76.7% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 33.48% | 27.19%+6.3pp | 28.41%+5.1pp | 373.66%-340.2pp |
| Employer contribution / active EE | $6,480 | $3,260+98.7% | $2,836+128.5% | $4,754+36.3% |
| Participant deferral / active EE | $13,869 | $4,674+196.7% | $4,244+226.8% | $6,712+106.6% |
| Admin fee / account holder | $5,087 | $6,613-23.1% | $5,676-10.4% | $11,409-55.4% |