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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,546 | $110,039-63.2% | $97,260-58.3% | $145,884-72.2% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 16.45% | 244.44%-228.0pp | 75.54%-59.1pp | 551.85%-535.4pp |
| Employer contribution / active EE | $5,769 | $3,074+87.6% | $2,721+112.0% | $4,662+23.7% |
| Participant deferral / active EE | $11,383 | $4,674+143.5% | $4,262+167.1% | $6,690+70.2% |
| Admin fee / account holder | $14,607 | $6,204+135.5% | $5,640+159.0% | $13,392+9.1% |