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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,592 | $160,040-36.5% | $147,096-30.9% | $145,877-30.4% |
| Participation rate | 0.0% | 84.0%-84.0pp | 82.2%-82.2pp | 80.3%-80.3pp |
| Annual return | 23.66% | 98.49%-74.8pp | 419.75%-396.1pp | 551.28%-527.6pp |
| Employer contribution / active EE | $3,090 | $5,289-41.6% | $4,936-37.4% | $4,663-33.7% |
| Participant deferral / active EE | $21,548 | $8,429+155.6% | $8,071+167.0% | $6,691+222.1% |
| Admin fee / account holder | $13,701 | $15,050-9.0% | $13,005+5.4% | $13,402+2.2% |